Your financial security is best addressed before your case is settled. Our team is happy to engage early on and walk attorneys and their clients through the entire decision-making process. We make sure our clients play a role in their future by giving them the awareness and understanding to navigate their available options. We then develop the best course of action for each client and begin to restore peace of mind, together.

Identifying Long-Term Needs & Risk

Settlements can address an individual’s immediate needs, but when proper precautions are not taken to protect a settlement award long-term, funds can get depleted surprisingly fast. There can be a strong temptation to spend the money immediately, often wearing away the settlement that was intended to last for a lifetime.

Many of our solutions provide protection against premature depletion of the funds. From current and future medical bills to education, security, retirement, and other needs, our goal is to secure what matters most to you and your family. Milestone is the first step in making sure that the life of your settlement equals the life of your journey.

Risk Assessment

To maximize your settlement planning and to ensure future financial security, our settlement planners will conduct a risk assessment study to get an accurate picture of your finances, then balance your long-term goals with your short-term needs.

Allocating Your Settlement

Once the settlement amount is decided upon, it is necessary to determine how much to allocate to each financial component to ensure against certain risks. A balance between trusts, investments, and insurance is important to mitigate risk, ensure long-term security, and maintain flexibility to handle the unexpected.

Investments

Our team will work with you to create a customized portfolio using top money managers and investment solutions that fit your current and continuing needs. Investments consist of conservative solutions, including income generating and long-term growth securities. By having an unbiased opinion, we research all options to produce the best financial solution for your unique needs. When tax efficiency is crucial to a settlement plan, we help guide you through the tax regulations and determine how they may affect your settlement.

Suitability and Government Benefits Planning

Milestone uses an analytical approach to determine what financial vehicles are appropriate in order to preserve eligibility status for needs-based government programs, such as Medicaid and Social Security Income. Many government programs that provide monthly income for medical services or needs-based benefits have strict financial eligibility limits. Without careful planning, eligibility for these programs can be lost. Our team will ensure that current and/or future government benefits remain compliant with government regulations.

Competitive Annuity Pricing

Upon final selection of insurance allocations, product types, and payments, we perform an in-depth analysis to achieve the best possible benefit with the most security.

Choosing Your Professional Team

Choosing a Trust Attorney

In addition to helping you select the right trust, we place equal importance on selecting the right attorney. The right trust attorney is one who specializes in the selected trust vehicle; however, it is client compatibility that establishes the confidence required to manage the variables associated with trust planning.

Choosing a Trustee

During this phase, we work with plaintiffs and families to interview potential trustees. This process helps determine which potential trustees share the same risk-averse, long-term stability-related philosophy upon which the trust will be established.

Choosing a Wealth Manager

A relationship with a competent wealth manager is often required. Establishing a relationship with a trusted advisor can ensure that sufficient funds are available for unforeseen expenditures. We will assist you in choosing the right wealth manager to best fit your specific needs.

Achieving Court Approval

Our reputation for acting in the best interest of our clients has resulted in court approvals throughout the country. Particularly when involving the interests of a minor or someone with special needs, our process and credentials are unmatched. We use a rigorous examining process to satisfy all court requirements and provide a comprehensive affidavit upon request.

Lifelong Representation

We stand behind our settlement solutions for life, bringing our clients into the process so that every step is shared and understood. This degree of trust is why we are commonly called upon to act as a liaison between the trustee, trust attorney, plaintiff’s attorney, and family as necessary. We also take pride in continuing these relationships and being available to you as a financial resource if you ever have a question or if a new need arises in the future.