ABLE Accounts

Specific U.S. State Laws & Guidelines

Below are the applicable laws, for each U.S. state, when establishing an ABLE Account.

ABLE Accounts by State

ABLE accounts in Florida are different from ABLE accounts established in New York. Maryland ABLE accounts vary greatly from ABLE accounts in Texas. Needless to say, there are a variety of ABLE arrangements, ABLE savings accounts, trusts, and more with their own state-by-state regulations. For example, some states:

  • Have partnerships improving access for eligible individuals to enroll in an ABLE program.
  • Have their own ABLE program but joined with other states in order to provide lower administrative costs and better investment options.
  • Have established an ABLE program, but currently contract with private companies to manage the program.
  • Have established an ABLE program but currently contract with other states to manage it, or do not operate their own ABLE program and partner with another state to offer that state’s program to its residents.

Your eligible clients can open an ABLE account in any state. They do not need to create an account from the state administered plan where they live. View individual states’ ABLE account program information below. 

Alabama ABLE Accounts
Alaska ABLE Accounts 
Arizona ABLE Accounts 
Arkansas ABLE Accounts
 California ABLE Accounts
Colorado ABLE Accounts
Connecticut ABLE Accounts
Delaware ABLE Accounts
District of Columbia ABLE Accounts
Florida ABLE Accounts
Georgia ABLE Accounts
Hawaii ABLE Accounts
Idaho ABLE Accounts
Illinois ABLE Accounts
Indiana ABLE Accounts
Iowa ABLE Accounts
Kansas ABLE Accounts
Kentucky ABLE Accounts
Louisiana ABLE Accounts
Maine ABLE Accounts
Maryland ABLE Accounts
Massachusetts ABLE Accounts
Michigan ABLE Accounts
Minnesota ABLE Accounts
Mississippi ABLE Accounts
Missouri ABLE Accounts
Montana ABLE Accounts
Nebraska ABLE Accounts
Nevada ABLE Accounts
New Hampshire ABLE Accounts
New Jersey ABLE Accounts
New Mexico ABLE Accounts
New York ABLE Accounts
North Carolina ABLE Accounts
North Dakota ABLE Accounts
Ohio ABLE Accounts
Oklahoma ABLE Accounts
Oregon ABLE Accounts
Pennsylvania ABLE Accounts
Rhode Island ABLE Accounts
South Carolina ABLE Accounts
South Dakota ABLE Accounts
Tennessee ABLE Accounts
Texas ABLE Accounts
Utah ABLE Accounts
Vermont ABLE Accounts
Virginia ABLE Accounts
Washington State ABLE Accounts
West Virginia ABLE Accounts
Wisconsin ABLE Accounts
Wyoming ABLE Accounts

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