Ohio ABLE Account Information


  • Status: Open for Enrollment
  • Program Name: STABLE Account
  • Program Manager: Intuition ABLE Solutions, LLC
  • Program Investment Institution: Vanguard Group, Inc. and Fifth Third Bank
  • Program Website: https://www.stableaccount.com/
  • Annual Contribution Limit: $15,000.00


Ohio ABLE Account FAQs

Does this program offer enrollment to out of state residents?


Is there a state income tax deduction or credit for contributions made into accounts opened in this state by state residents?

Yes; $4,000.00 of contributions are deductible for Ohio individual income tax purposes (with unlimited carry forward).

Who is the program administrator?

Intuition ABLE Solutions, LLC.

Is there an initial minimum contribution requirement to open an ABLE account? 

Yes. The initial minimum contribution requirement to open an ABLE account is $50.00. 

Is there an annual set fee to maintain the account? 

Yes. The current account maintenance fee is $30.00 per year payable at $2.50 per month for Ohio Account Owners and $42.00 per year payable at $3.50 per month for non-Ohio account owners.

Is there a required minimum contribution to your account? If so, what is the amount?

The required minimum contribution is $1.00.

Are there fees or restrictions to the number of disbursement you are allowed?


Can I roll over my ABLE account to another ABLE program? If so, what is the fee to do so?

Yes. There are currently no fees associated with rolling over your ABLE account from one ABLE program to another ABLE program.

Is there a “debit card/purchasing card” available with the program? If so, what is the added cost?

Yes. There are no added costs for the STABLE Card, a loadable prepaid debit card.

Who is the investment manager? 

Vanguard Group, Inc.

How many investment options are associated with the program? Do those investment options vary in risk?

There are five investment options available. These investment options range from low risk (BankSafe Investment Option-FDIC insured) to conservative to aggressive with varying levels of risk, based on the risks of their underlying component investments.

Is there a fee associated with the investment choices? If so, how much?

Yes. Depending on the investment choices, the total fees range from 0.19% to 0.33% for Ohio residents and 0.45%-0.59% for non-Ohio residents.

Are there other characteristics unique to the program?

STABLE Account was the first ABLE program to launch and is the nation’s largest and most used ABLE program. The program features the best customer service and offers ease of enrollment, unsurpassed website accessibility, an online portal to manage your account, some of the lowest investment management fees in the country, payroll deduction / direct deposit, and a loadable debit card with customizable spending controls and transactional recordkeeping.